NSDL Payment Bank

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Jiffy Zero Balance Account

Jiffy Zero Balance Account is a 100% Digital - Zero Balance savings account that comes with a host of features and benefits. You can open this account on NSDL Jiffy app within a few minutes using just your Aadhaar and PAN number. With instant activation of account, you can enjoy instant fund transfers, utility bill payments, quick recharges, UPI payments and much more.

Key Features

Zero Balance Account

No requirement to maintain Average Monthly Balance

Free Virtual Debit Card

Choose your free virtual debit card from RuPay or VISA for online purchases/shopping. You can request a physical debit card from your NSDL Jiffy App

Earn Up To 2.5% Interest*

Earn an interest up to 5% per annum paid quarterly on balance maintained in your account

Instant Account Activation

Activate your account instantly with our 100% digital, safe and secure account opening process

Banking on Mobile - 24/7

Enjoy banking anytime, anywhere from your smartphone with NSDL Jiffy App., without going to the bank branch

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Banking Transaction Limit

Total Debit/Credit Limit :95,000 per year